Terms of Service

Practical Tools provides free online tools for general use. We may add, change, or remove tools at any time, and we may update or pause the site when we need to. The tools are offered as they are, without any promise that they will always be available or error free.

The tools produce estimates to help you think through a decision. They are not financial, tax, legal, accounting, or other professional advice, and they are not a substitute for it. Tax rates, fees, and rules vary by place and change over time. Before you rely on a result for an important decision, check it with a qualified professional. You are responsible for how you use the results.

You agree not to:

• Use the site for anything unlawful or harmful.
• Disrupt, overload, or try to break the site or its security.
• Scrape or copy the site at scale, or resell it as your own.
• Misrepresent the tools or their results as professional advice.

The tools run in your browser, and we do not store the values you enter. You are responsible for the information you put in and for keeping your own records. See our Privacy Policy for how data is handled.

The design, copy, icons, and illustrations on Practical Tools belong to us and are protected by law. You are welcome to use the results a tool gives you for your own work. Please do not copy the site itself or pass it off as your own.

The site and tools are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including accuracy, fitness for a particular purpose, or uninterrupted availability.

To the fullest extent allowed by law, Practical Tools and its operator are not liable for any loss or damage arising from your use of the site or your reliance on any result, including financial loss or lost opportunities. The tools are a starting point, not a final answer.

The site may link to other websites we do not control. We are not responsible for their content, products, or privacy practices.

We may update these terms from time to time. When we do, we will change the date at the top of this page. Continuing to use the site means you accept the updated terms.

Questions about these terms? Email hello@practicaltools.co.